We are proud to be where California drivers come when they are looking for financial assistance with buying a pre-owned Toyota automobile. At Toyota of Berkeley, we understand that being pre-approved for bad credit financing can be difficult. We often have the pleasure of speaking with drivers from Albany to Oakland who feel uncertain about the process of requesting and securing the bad credit financing they need. Thankfully, the worry stops when you meet with the talented finance team at Toyota of Berkeley. We are pleased to help a range of credit scores and are here to help you navigate the paperwork. We are here to get you the help you deserve. Our dealership's goal is to ensure that you fully understand the bad credit financing process. First, we will go over any questions you have. Then, we will carefully review your personal credit score. Before either of those things can happen, you should complete and submit our secure, online credit application. The credit application carries no obligation. It merely serves as an assessment tool to inform us all of our starting off point. We can then formulate a loan strategy to award you the financing you want.
Many factors can affect your monthly finance rate and eligibility. We want to know:
- Your Debt-To-Income Ratio
- Your Credit Score
- Your Financial Records
- The Factors That Led To Your Unique Credit Rating
Be Pre-Approved For Bad Credit Financing In Berkeley, CA
Toyota of Berkeley provides motorists from Oakland to Albany with the bad credit automotive financing they need in Berkeley, CA. Our talented team of knowledgeable finance associates is here to get you and your bad credit score the foothold you need to be back to solid ground. We will communicate your need with our network of automotive finance lenders. Our finance department regularly partners with outside financiers in order to aggressively negotiate the terms you want. Toyota of Berkeley and the moneylenders dedicate themselves to preserving your credit information, privacy, and financial documents. We also suggest speaking with us in person at Toyota of Berkeley as soon as possible. When you arrive, you will be treated fairly and with respect.
I Have Applied For Sub Prime Auto Loans Before
If you have a credit history blemished by applying for bad credit financing or subprime auto loans in the past, it does not affect your current application. At Toyota of Berkeley, we want to secure the best shot possible for awarding you the financing you deserve. Our finance department has helped California drivers manage less than ideal credit situations, and we can help you too. By securing funding from our dealership, you take the fist step towards helping your credit score recover from:
- Your Bankruptcy Filing
- Your Foreclosure
- Your Divorce
- Your Repossession
- Any Financial Landmark That Negatively Impacted Your Credit Score
You should be awarded the automotive financing that meets your budget; you should be granted assistance from Toyota of Berkeley!
Be Approved Today!
The approval process considers more than your low credit rating. We believe there are multiple factors to consider when it comes to lending to motorists with bad credit. Some of these factors include your income-to-debt ratio, how much you want to borrow, and the down payment amount you plan to offer. Our Toyota dealership studies your credit report for the landmark events that caused your poor credit score. We are interested to know if any of the below apply to you?
- Missing Payments
- Writing Bad Checks
If so, it is still possible for you to be awarded financial assistance.
Time To Buy That Used Car
When you have the automotive loan you deserve, and you know what sized down-payment to make, it'll be time to buy an automobile from Toyota of Berkeley near Oakland, CA. Choose from the full supply of used cars, trucks, SUVs, and Hybrids our dealership carries. Then speak with a member of our sales staff about a test drive. Toyota of Berkeley wants to help.