Toyota of Berkeley
 Sales 510-256-1064
Service 510-256-1066
2400 Shattuck Ave Berkeley, CA 94704-2023
Service :2400 Shattuck Ave Berkeley, CA 94704
Today 9:00 AM - 7:00 PM
Open Today !
Sales: 9:00 AM - 7:00 PM
Service: 7:30 AM - 7:00 PM
Collision Center: 8:00 AM - 5:00 PM
All Hours

Credit Financing

Bad Credit Financing Help For Berkeley, CA

Toyota of Berkeley Berkeley CA

California drivers looking for financial assistance with buying a pre-owned Toyota turn to us at Toyota of Berkeley. We know getting pre-approved for bad credit financing can be tough. From Albany to Oakland, drivers often feel uncertain about the process. But our talented finance team is here to help. We assist with a range of credit scores and make navigating the paperwork easy. Our goal is to ensure you understand the bad credit financing process fully. Let us answer any questions you have. Then, we will carefully review your personal credit score. Before either of those things can happen, you should complete and submit our secure, online credit application. The credit application carries no obligation. It merely serves as an assessment tool to inform us of our starting point. We can then formulate a loan strategy to award you the financing you want.

Many factors can affect your monthly finance rate and eligibility. We want to know:

  • Your Debt-To-Income Ratio
  • Your Credit Score
  • Your Financial Records
  • The Factors That Led To Your Unique Credit Rating

Be Pre-Approved For Bad Credit Financing In Berkeley, CA

At Toyota of Berkeley in Berkeley, CA, we offer bad credit automotive financing for drivers from Oakland to Albany. Our finance team is experienced and ready to help you secure the financing you need, even with a bad credit score. We work with a network of automotive finance lenders to get you the best terms possible. Our team is skilled at negotiating on your behalf to ensure you get the deal you want. Toyota of Berkeley and the moneylenders dedicate themselves to preserving your credit information, privacy, and financial documents. We also suggest speaking with us in person at Toyota of Berkeley as soon as possible. When you arrive, you will be treated fairly and with respect.

I Have Applied For Sub Prime Auto Loans Before

If you have a credit history blemished by applying for bad credit financing or subprime auto loans in the past, it does not affect your current application. At Toyota of Berkeley, we want to secure the best shot possible for awarding you the financing you deserve. Our finance department has helped California drivers manage less than ideal credit situations, and we can help you too. By securing funding from our dealership, you take the fist step towards helping your credit score recover from:

  • Your Bankruptcy Filing
  • Your Foreclosure
  • Your Divorce
  • Your Repossession
  • Any Financial Landmark That Negatively Impacted Your Credit Score

You should be awarded the automotive financing that meets your budget; you should be granted assistance from Toyota of Berkeley!

Be Approved Today!

Approval is based on more than just your credit score. We analyze factors like income-to-debt ratio, loan amount, and down payment. Our dealership looks into your credit report for key events that led to a low score. Have any of these situations affected you?

  • Missing Payments
  • Writing Bad Checks
  • Foreclosure

If so, it is still possible for you to be awarded financial assistance.

Time To Buy That Used Car

When you have the automotive loan you deserve, and you know what sized down-payment to make, it'll be time to buy an automobile from Toyota of Berkeley near Oakland, CA. Choose from the full supply of used cars, trucks, SUVs, and Hybrids our dealership carries. Then speak with a member of our sales staff about a test drive. Toyota of Berkeley wants to help.